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Health & wellness financing for you and your family

CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.*

  • No Annual Fee**

  • Promotional financing options* available in the CareCredit Network

  • Accepted at 270,000+ CareCredit Network locations

  • CareCredit Rewards Mastercard cardholders earn points on all purchases***

Ready to take the next step? See if you prequalify today.

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Apply by phone

Call us at (800) 677-0718†. Please read our credit card account agreement before you call.

†Phone applications are only for the CareCredit credit card. To be considered for the CareCredit Rewards Mastercard apply online. Must be 18 or older to apply, must be 21 or older to apply by phone.

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*Subject to credit approval. Minimum monthly payments required.
**For New Accounts as of 5/30/2024: Purchase APR 32.99%. Penalty APR 39.99%. Min Interest Charge $2. CareCredit Rewards Mastercard: Cash APR 32.99% and 4% Fee ($10 min). Bal Trans APR 32.99% and 5% Fee ($5 min). Foreign Trans Fee 3%.
***Rewards: See Rewards Program Terms at carecredit.com/rewardsterms for details. Rewards points required for redemption are subject to change.
CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.