How CareCredit Works

CareCredit is a GE Money company, which means you can trust us. All applications securely go through GE Money Bank.

CareCredit is accepted by over 90,000 providers and is the nation’s leading patient financing program.

While at your doctor’s office, select the plan that works best for your budget.

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Here are a few terms to help you better understand how CareCredit works. This is not a replacement of the full terms so please be sure to read the Terms & Conditions within the application.

Promotional Period - the time period in which your account needs to be paid in full in order to avoid being assessed finance charges. No interest plans include periods of 3, 6, 12, or 18 months. Fixed low interest plans include periods of 24, 36, 48 or 60 months.

Promotional Financing - A no interest or low interest payment plan for a pre-determined amount of time. No interest plans include periods of 3, 6, 12, or 18 months. Fixed low interest plans include periods of 24, 36, 48 or 60 months.

Finance Charges – the charge for credit.

Minimum Monthly Payment – The minimum monthly payment required on your account to maintain your promotional terms.

Delinquency APR – the annual percentage rate (APR) that is applied to your account if you do not pay your minimum monthly payment.

Revolving Line of Credit – the agreement to lend you a specific amount and allow you to borrow again against that amount once it has been repaid.



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CareCredit, Inc. P.O. Box 1710, Costa Mesa, CA 92628-1710