SearchYour CareCredit credit card can be used multiple times to pay for household expenses from a broad selection of health and wellness providers.
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Financing for a wide
range of health and
wellness expenses.
The CareCredit credit card is a simple, flexible way to pay for a wide range of health and wellness wants and needs for you, your family, and your pets. See if you prequalify without impacting your credit score.
The CareCredit Difference
Promotional financing options available
Easy, flexible, promotional financing options to pay for out-of-pocket expenses over time.
Accepted at over 270k locations and counting
Use for costs including doctor visits, veterinary care, dentistry, specialists, select retail purchases, and more in the CareCredit network.
Earn points towards rewards†
Earn points on all purchases if approved for the CareCredit Rewards Mastercard®.
Get started with these three simple steps
Apply and get instant credit decision
See if you prequalify online without impact to your credit score. Apply online or by phone.*
Get care and pay today
If you’re approved, you can start using your CareCredit credit card immediately. Transactions of $200 or more are eligible for promotional financing options.
Use your card at over 270k locations
Your CareCredit credit card can be used over and over again at locations that accept CareCredit for out-of-pocket costs for dental, veterinary care, cosmetic treatments, skin care and more.**
*To apply by phone call (800) 677-0718. Phone applications are only for the CareCredit credit card. To be considered for the CareCredit Rewards Mastercard please apply online. Must be 18 or older to apply, must be 21 or older to apply by phone.
**Subject to credit approval.
Explore promotional financing options
Ways to use your CareCredit credit card
Pay for health and wellness expenses at over 270,000 locations.
Use for a wide range of care
Explore our partners
Take advantage of flexible financing options for your household’s health and wellness wants and needs with participating partners.
Using the CareCredit Rewards Mastercard®
If you're approved for the CareCredit Rewards Mastercard, enjoy earning points within the CareCredit network and everywhere Mastercard® is accepted.
Earn points on all your everyday purchases
Earn 2X points^ for every $1 spent on purchases in these categories:
CareCredit NetworkBrowse locations
Health & Wellness View subcategories
Grocery stores
Pet stores
Plus: Earn 1 point for every $1 on purchases everywhere else Mastercard is accepted.
Start redeeming at just 1,000 points, that's a $10 reward. Choose from 100,000+ rewards like statement credits, gift cards, merchandise and travel options.
^Learn about CareCredit Rewards Mastercard
See if you prequalify today.
Receive an instant decision without impacting your credit score.
Questions?
CareCredit is a credit card designed to pay for out-of-pocket health and wellness expenses with convenient monthly payments. CareCredit is accepted at over 270,000 locations nationwide for Dentistry, Veterinary, Cosmetic Treatments and Skincare, Vision, Chiropractic, Hearing Care and other specialties.* For complete details of healthcare financing terms, please review the CareCredit account agreement within the application.
Your CareCredit credit card can be used at over 270,000 locations nationwide for a variety of health and wellness services including dentistry, veterinary, cosmetic treatments, skin care, chiropractic care, hearing care and more. Once you have CareCredit you can use it again and again for your household’s health and wellness expenses. Please visit our locator for the locations you can use your CareCredit credit card.
The easiest and fastest way to see if you prequalify for CareCredit is to use this link. You will get the prequalification decision within seconds and, if you prequalify, you can apply right away, with confidence. If you are approved, you will either be approved for the CareCredit credit card or the CareCredit Rewards Mastercard. To learn more about the CareCredit Rewards Mastercard click here.
You can also apply over the phone, toll free, at (800) 677-0718. If you choose to call, you can use our automated system 24/7 or you can apply with a live agent between 9:00am-9:00pm Monday-Friday, Eastern Time. Applicants must be at least 21 years of age to apply by phone (must be 18 or older to apply). Applicants by phone must have written copy of the credit card agreement before proceeding, which can be printed from carecredit.com or you can obtain from your provider.
In addition, you can apply at healthcare provider locations that accept CareCredit. At this time, applications via a provider or by phone are only for the CareCredit credit card. If you would like your application to also be considered for the CareCredit Rewards Mastercard please apply at carecredit.com/apply.
Both cards are accepted at over 270,000 CareCredit Network locations and promotional financing is available on qualifying purchases. The CareCredit Rewards Mastercard can be used for purchases everywhere Mastercard is accepted and also earns points on all purchases that can be redeemed for rewards. Learn more at carecredit.com/mastercard.
An Authorized User can be added to your account by logging into your account and clicking on Services > Authorized Users. Also, an Authorized User can be added to your account by calling our Customer Care Center at (866) 893-7864.
Take CareCredit on the Go
With the CareCredit Mobile App you can access your digital card, pay your bill, find enrolled providers and retailers that accept CareCredit, set alerts and pay your Provider invoice.
Learn about the app
Enter your mobile number to download the app.
Text message sent!
Follow the link provided to download and install the app on your device.
By providing your number, you agree to receive a one-time automated text message with a link to get the app. Standard text messaging rates apply.
†Rewards: See Rewards Program Terms at carecredit.com/rewardsterms for details. Rewards points required for redemption are subject to change.
CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.