Period
The Monthly Payment shown may be greater than the required minimum monthly payment that will be on your billing statement when you use the promotional financing offer.
This estimated payment:
Equals the greater of (a) the Amount Financed divided by the number of months in the Promotional Period, in which case it is only a suggested payment, or (b) $30, the currently required minimum monthly payment. Would pay off the Amount Financed within the Payoff Period, but only if there are no other balances on your account at any time during the Promotional Period and you make your payments on time. Your total payments will equal the amount of the Amount Financed.
If the Amount Financed is not paid in full within the Payoff Period, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the Amount Financed.
* No interest will be charged on the promo balance if you pay it off, in full, within the promotional period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promotional period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promotional period ends, to the promo balance. For New Accounts: As of 4/1/2024 Purchase APR is 29.99%; Minimum Interest Charge is $2. As of 5/30/2024 Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. CareCredit Rewards Mastercard: Cash APR is 32.99% and 4% Fee ($10 min). Bal Trans APR is 32.99% and 5% Fee ($5 min). Foreign Trans Fee is 3%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Period
The estimated required monthly payment shown equals the promotional purchase amount multiplied by 4.9876% for the 24 month promo, 3.6605% for the 36 month promo, 3.0377% for the 48 month promo, and 2.6997% for the 60 month promo, rounded to the next highest whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to this rounding. The sum of the required monthly payments will equal the cost of the amount financed. If you make the required payments by the due date each month, you should pay off the promotional purchase amount within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.
IMPORTANT: The information about the Required Fixed Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:**
24 months offer with a 17.90% APR; or 36 months offer with a 18.90% APR; or 48 months offer with a 19.90% APR; or 60 months offer with a 20.90% APR.
** Interest will be charged on the promo purchase from the purchase date at a reduced 17.90% APR for the 24 month promo, 18.90% APR for the 36 month promo, 19.90% APR for the 48 month promo, and 20.90% APR for the 60 month promo, and fixed monthly payments are required until paid in full. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For New Accounts: As of 4/1/2024 Purchase APR is 29.99%; Minimum Interest Charge is $2. As of 5/30/2024 Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. CareCredit Rewards Mastercard: Cash APR is 32.99% and 4% Fee ($10 min). Bal Trans APR is 32.99% and 5% Fee ($5 min). Foreign Trans Fee is 3%. Existing cardholders: See your credit card agreement terms. Subject to credit approval.