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Get care today.
Pay over time.

CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.* Accepted at 270,000+ locations!

*Subject to credit approval

See if you prequalify without impacting your credit score

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Help put your health and wellness goals within reach.

Easy application and instant credit decisions

Apply online anytime or by phone^ to speak with a live agent Monday - Friday from 9AM- 9PM (ET). See if you prequalify online with no impact to your credit score.

Flexible financing options

Get the healthcare you want or need and pay over time with promotional financing options^^ for purchases of $200 or more at locations in the CareCredit Network.

270k locations

You can use your CareCredit credit card multiple times for a wide range of health and wellness expenses for you and your entire family.

How it works
^To apply by phone call (800) 677-0718. Phone applications are only for the CareCredit credit card. To be considered for the CareCredit Rewards Mastercard® please apply online. Must be 18 or older to apply, must be 21 or older to apply by phone.
^^Subject to credit approval

Explore promotional financing options

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Explore all the ways to use the CareCredit health and wellness credit card

Ways to use

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Join the millions of cardholders already financing their care with CareCredit.

95%
Value ranking
CareCredit is a helpful financing option—just ask the 95% of cardholders surveyed who ranked the CareCredit credit card as “good to excellent value.”1
270K+
Provider & retail locations
From health systems and hospitals to spas, to chiropractors, CareCredit is accepted to help you manage costs.
39 M+
Total accounts opened since inception
Join our growing community and finally get the care you’ve been looking for.
1CareCredit Cardholder Engagement Study, 2023.

Our cardholders are putting their health and wellness first

CareCredit is helping millions of Americans pay for their care every single day.

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Videodental

Joshua L.

" Learning that CareCredit can help me plan out to fix my smile and get some implants and crowns in there is awesome.

Watch now

veterinary

Mary L.

"I got my card when I had an emergency with one of my horses. I had a vet bill that was rather large and I used my card to help pay that bill. Just today, I have put my card to use again. Another horse, another emergency and another vet bill. I will be mailing the statement and the card number to my vet in the next mail. It has helped me when things were tight especially with my horses. They can always seem to get into trouble in a hurry.

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cosmetic

Glenda K.

"I am so thankful for Care Credit. Because of you, I was blessed to be able to have skin removal surgery after large weight loss. I was able to have a mini tummy tuck, brachioplasty, medial thigh lift and extensive liposuction . I would never have been able to do this on my own without being able to finance part of my surgeries(3). These surgeries were not out of vanity but a need because after losing over 100 pounds, I was still having to buy clothing to accommodate the skin, not my new size!

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vision

Annette M.

"I can't say enough about Care Credit. This company has been such a blessing to my family. My teenage son needed glasses and we had no insurance. About $600 for 2 pairs that he desperately needed because he had been using the same pair for 3 years. He is in the marching band at high school and practices 3 hours a day and 10-12 hours on Saturdays for competition. He needed them badly to be able to hit his marks on the field. Thank you Care Credit for helping me support my son. Love to you all!

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hearing

Katherine T.

"Due to measles as a child, I've lived with only 30% of my hearing. Now, thanks to CareCredit, I have a set of the most incredible hearing aids! Calls to my cell phone come directly into my ears. I can watch a television show into my hearing aids without disrupting the household! I can hear my little dog's Ewok squeaks for the first time! This new technology, previously unaffordable, was only available to me because of CareCredit. Thank you so much for every new sound.

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general healthcare

Latoya B.

"For sometime, I had to make tough choices on which health issues I could afford to address first, second, and third. I had to address my hearing by having a cochlear implant to be able to hear my students as I am a teacher. Next, I had to make sure I had glasses or contacts to see. Lastly, I had to put on hold needed dental care as I couldn't afford my hearing, eyes, and dental at the same time. With care credit, I am able to take care of all three. I thank God for Care Credit!!

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Have your own success story?
We'd love to hear it.

Our cardholders continue to inspire with their stories of how CareCredit has helped them with their health and wellness wants and needs.

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Well U - Blog

Check out the latest in health and wellness and get tips for taking care of yourself, your family, and your pets.

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ARTICLE

Posted Dec 13, 2024

Sciatica Pain: Common Causes and Treatments for Relief

Sciatica can cause mild discomfort to debilitating pain, severely impacting your quality of life. The good news is that there are many ways to improve your quality of life, manage symptoms and put pain in the rearview mirror.

Read more

ARTICLE

Posted Dec 13, 2024

What Is Light Therapy? Types, Pricing and How it Works

Light therapy can treat a wide range of cosmetic issues and even some medical skin conditions. This guide will walk you through the different types to help you determine what's right for you.

Read more

ARTICLE

Posted Dec 13, 2024

Australian Shepherd Dog Breed Guide

Meet the Australian shepherd, an intelligent and versatile dog that thrives on activity and companionship. Find out about their temperament, daily care and health needs and whether this energetic breed could be the right dog for you.

Read more

Flexible financing options for your care.

With a CareCredit credit card, you can pay for health and wellness costs over time with promotional financing options that help fit your needs.†

  • No annual fee††
  • Promotional financing options†
  • Accepted at over 270,000 CareCredit network locations
  • Earn points on all purchases if approved for the CareCredit Rewards Mastercard†††
†Subject to credit approval
††See Rates and Fees for details.
†††Rewards: See Rewards Program Terms at carecredit.com/rewardsterms for details. Rewards points required for redemption are subject to change.
Ready to take the next step? See if you prequalify without impacting your credit score.
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CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.