Skip to main content

Get care today.
Pay over time.

CareCredit is a health and wellness credit card with flexible financing options so you can pay over time for care you want or need.* Accepted at 270,000+ locations!

*Subject to credit approval

See if you prequalify without impacting your credit score

This field is required

Help put your health and wellness goals within reach.

Easy application and instant credit decisions

Apply online anytime or by phone^ to speak with a live agent Monday - Friday from 9AM- 9PM (ET). See if you prequalify online with no impact to your credit score.

Flexible financing options

Get the healthcare you want or need and pay over time with promotional financing options^^ for purchases of $200 or more at locations in the CareCredit Network.

270k locations

You can use your CareCredit credit card multiple times for a wide range of health and wellness expenses for you and your entire family.

How it works
^To apply by phone call (800) 677-0718. Phone applications are only for the CareCredit credit card. To be considered for the CareCredit Rewards Mastercard® please apply online. Must be 18 or older to apply, must be 21 or older to apply by phone.
^^Subject to credit approval

Explore promotional financing options

This field is required

Find a location

Find a location
This field is required

Join the millions of cardholders already financing their care with CareCredit.

95%
Value ranking
CareCredit is a helpful financing option—just ask the 95% of cardholders surveyed who ranked the CareCredit credit card as “good to excellent value.”1
270K+
Provider & retail locations
From health systems and hospitals to spas, to chiropractors, CareCredit is accepted to help you manage costs.
39 M+
Total accounts opened since inception
Join our growing community and finally get the care you’ve been looking for.
1CareCredit Cardholder Engagement Study, 2023.

Well U - Blog

Check out the latest in health and wellness and get tips for taking care of yourself, your family, and your pets.

View all content

Flexible financing options for your care.

With a CareCredit credit card, you can pay for health and wellness costs over time with promotional financing options that help fit your needs.

  • No annual fee††
  • Promotional financing options
  • Accepted at over 270,000 CareCredit network locations
  • Earn points on all purchases if approved for the CareCredit Rewards Mastercard†††
Subject to credit approval
††See Rates and Fees for details.
†††Rewards: See Rewards Program Terms at carecredit.com/rewardsterms for details. Rewards points required for redemption are subject to change.
Ready to take the next step? See if you prequalify without impacting your credit score.

CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.