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About Us

We do something very simple at CareCredit:
We help people get the care they want for themselves and their families.

About CareCredit

We do something very simple at CareCredit: we help people get the care they want for themselves and their families.

And, for us, that's very important. Together, with over 200,000 health-focused provider and retail locations, we're helping people access care.

Thousands of times each day, people are using their CareCredit health, wellness and beauty credit card to have important dental work done, be fitted with new hearing aids, have vision or cosmetic procedures, and get care for a beloved family pet.

We help make it easy for people to get the care they want and need, right when they need it, without having to delay treatment or appointments.

For over 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance, or for times when insurance doesn't cover the full amount. CareCredit is also used by cardholders to pay for deductibles and co-payments. We also recently acquired Pets Best to expand how CareCredit helps pets, over the course of their lifetime. It’s a new way we’re helping people who love their pets.

We think people like having financial options, because that gives them the freedom to make decisions about treatment options. So they can do what's best for their situation and their family.

That's why CareCredit is here. We help make care possible ... today. CareCredit, from Synchrony, is one of the largest and most popular health, wellness and beauty credit cards in the nation, serving millions of families each year.

Learn more about Synchrony

Synchrony provides financing solutions for a wide variety of products and services, including electronics, home furnishing, flooring, home improvement, automotive repair and maintenance, and more. For more information go to

As a CareCredit cardholder, we invite you to explore the payment solutions we offer through thousands of merchants. Learn more about the retailers we partner with and financing programs available now at

Explore the thousands of business partners

It all started with a smile

Our story begins in 1987, when a man named Ralph Stern owned a company that made dental implants. At the time, dental implants were fairly new, and Ralph wanted to figure out how to get more people to benefit from this new technology.

Talking with oral surgeons and periodontists made Ralph realize that they had plenty of potential patients; what they needed was a way to help patients pay for their implants and get the care they needed.

Ralph and his team thought, "What if we came up with a private label credit card - similar to the kind that stores offer - and it could be used for dental care? " The company they created was called DenCharge.

Ralph and his team also realized that DenCharge could do a better job of billing patients than a dentist could - allowing dentists more time to focus on dentistry and running their practice.

The business expanded dramatically and soon we were serving dentists, chiropractors and veterinarians. Realizing we had outgrown our name, we changed it to CareCredit to describe what we did and yet still be flexible enough for future growth.

Before long, we were serving providers and patients in cosmetic surgery, LASIK surgery, audiology, hair replacement, and many other categories.

And if you jump ahead to where we are today, the CareCredit credit card is accepted at more than 200,000 enrolled provider and health-focused retail locations and is used by more than 11 million + cardholders. Today many of them are also using CareCredit for their everyday health and personal care purchases at places like Rite Aid and LensCrafters. They are even using their card for copayments, deductibles, and prescriptions as out-of-pocket costs continue to rise.

It just goes to show what can happen when somebody sees a problem and decides to fix it. Thirty years later, we're continuing our journey to give people more opportunities to get the care they want and need.

And to think it all started with a smile.


New Possibilities at the Store You Already Love!

Your CareCredit credit card is now accepted at over 4,600 Walmart® locations nationwide. Use your card in-store to purchase select health, wellness and personal care items, including:

Pharmacy & Over-the-Counter • Vision • Health & Beauty • Baby Essentials • Walmart Care Clinics

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CareCredit is now accepted at Sam's Club®!

Your CareCredit credit card is now accepted at Sam's Club locations nationwide. Use your card in-club to purchase select health, wellness and personal care items, including:

Pharmacy & Over-the-Counter • Vision • Health & Beauty • Baby Essentials • Membership Fee

Learn More
Bowflex Logo

Convenience to keep yourself and your family healthy

Bowflex® provides innovative solutions to support healthy living with a range of products including the Max Trainer® and TreadClimber® machines. You can now use your CareCredit credit card to purchase these products and more with a special financing option available (Subject to credit approval. Minimum monthly payments required).

Call 800.952.6927 or visit for more information.

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CareCredit Now Accepted at Rite Aid

Rite Aid now accepts the CareCredit credit card in all of their nearly 2,500 locations nationwide. This agreement with Rite Aid expands CareCredit acceptance to over 200,000 health-focused provider and retail locations as a credit solution for health, wellness and beauty needs.

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Get Eye Care and Eyewear Discounts from VSP® Vision Care

Enjoy an average savings of 43% on eye care and eyewear when you sign up for VSP Vision Savings Pass™ . Find out more about the VSP Vision Savings Pass program offered at no cost to all CareCredit cardholders by clicking here.

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Caring Communities Program

Good things happen when somebody cares

At CareCredit we believe that living well starts with a healthy community. That's why we are proud to support the efforts of organizations that are going above and beyond to help others make a positive impact in the communities they serve.

Through our Caring Communities program, we work with several well-established and highly respected organizations that have a strong track record for doing great things in their communities by providing resources that help with their efforts.

With a special emphasis on underserved children, our Caring Communities program reflects just one of the ways we are committed to helping people access healthcare.

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