Most Americans — 86%, in fact — have a credit score. What are the consequences of good or bad credit? It turns out, there are quite a few. You might be surprised by how many aspects of your life can be impacted by this number. Read MoreTopic: Credit Score
The cost of having a baby in the United States depends on a host of factors: where you live, which hospital you choose, whether you use in-network doctors, your health insurance situation, and whether you or the baby have any medical complications. For this reason, there's no one answer to the question, "What's the cost of a baby?" Read MoreTopic: Family Healthcare Financing
A healthy credit score (700 or above on a scale of 300 to 850)1 helps consumers get credit at favorable interest rates, making it easier for them to handle large expenses with a credit card, get a mortgage on their dream home, or take out a loan to fund their education. Lower scores, on the other hand, can make it more difficult to get credit or loans, which can affect consumers' life plans and financial goals.
It's possible to increase your credit score and keep it high by focusing on the five credit score factors Read MoreTopic: Credit Score
Most people may need to borrow money at some point. In fact, the average revolving debt per adult in the United States is more than $4,000.1 Even if you're generally financially comfortable, you may appreciate the option of financing to pay for your education, purchase a home or to pay for necessary or elective healthcare services. Fortunately, there is no shortage of credit products available.
Unsecured credit cards and installment loans are two popular borrowing options. Both have a variety of benefits and some drawbacks. Read MoreTopic: Credit
Picture this: your refrigerator breaks down, and within a day, all your food starts to spoil. You don't have the cash on hand to buy a new one, but you can't exactly go without. What do you do?
A credit card with promotional financing might be the answer. Promotional financing can allow you to pay for big-ticket items with a credit card. Read MoreTopic: Credit
If you're like the majority of Americans, you have a credit card and you use it to shop online, book travel arrangements, eat out, or just take care of groceries and gas. Credit cards can help you manage expenses and make the purchases you want and need. But every card comes with an agreement between you and your credit card company, and you should understand the terms, so you know what fees or interest may apply on your purchase. Read MoreTopic: Credit