Most people may need to borrow money at some point. In fact, the average revolving debt per adult in the United States is more than $4,000.1 Even if you're generally financially comfortable, you may appreciate the option of financing to pay for your education, purchase a home or to pay for necessary or elective healthcare services. Fortunately, there is no shortage of credit products available.
Unsecured credit cards and installment loans are two popular borrowing options. Both have a variety of benefits and some drawbacks. Read MoreTopic: Credit