In-the-ear (ITE) Hearings Aids Cost and Financing

In-the-ear (ITE) hearing aids fit completely inside the outer ear. These devices are custom made to fit inside the ear canal and comes in two styles. Full shell ITE’s fill most of the bowl shaped area of the outer ear. Half shell ITE’s fill only the lower portion. Both styles can help people with mild to severe hearing loss.¹ While in-the-ear devices are larger and more noticeable than some other styles of hearing aids they provide a larger battery with a longer battery life, and includes controls for volume that won’t fit on smaller custom devices. Your hearing aid professional can help explain the different types of hearing aids available and find the best hearing aid that fits your lifestyle, budget and hearing needs. Below we dive into the cost of in-the-ear (ITE) hearing aids, if in-the-ear hearing aids are covered by insurance and how financing can help.

How much do in-the-ear (ITE) hearing aids cost?

The costs of ITE hearing aids vary widely based on the device and level of technology but generally speaking they range in cost from $1,000 to $6,000 a pair.² The two biggest factors effecting the cost of hearing aids are features and hearing aid professional services associated with the selection, fitting, adjustments and overall maintenance of the hearing device.

What do in-the-ear (ITE) hearing aids cost with insurance?

Hearing aids are generally not covered by medical insurance, though insurers sometimes offer plans that include coverage for hearing tests and fittings. You should check with your insurance provider to see what coverage may be available. Currently there are about 5 states that mandate health insurance companies provide full or partial hearing aid coverage for adults.³ If you live in a state that mandates coverage you’ll have to do a little research to find out how much is covered and how often a claim can be made, as well as other qualifiers for coverage. You can also check with your hearing care professional.

How can I pay for in-the-ear (ITE) hearing aids?

If you are looking to purchase in-the-ear hearing aids and don’t have private medical insurance, live in a state where coverage is mandated, or need a way to pay for co-pays, deductibles or other out-of-pocket costs there are several payment options you can consider. If you have the funds readily available, of course you can tap into your savings. You may also be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the procedure. If you are interested in paying over time, it’s important to know very few hearing aid professional or audiologist extend credit to patients through their office where patients would receive bills from, and pay the provider. Almost all accept general purpose credit cards and many accept the CareCredit credit card, which may be a convenient way to pay for your hearing aids.

Can I use my CareCredit credit card to pay for in-the-ear (ITE) hearing aids?

Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance in-the-ear hearing devices and other hearing care products. The benefit of using a CareCredit credit card for hearing aids is the opportunity to use promotional financing.* If approved, you can pay for the care you need immediately. You can also use your CareCredit card again and again to pay for other health, wellness and hearing care needs. Use the Acceptance Locator or download the CareCredit Mobile App to find a nearby audiologist that accepts the CareCredit credit card.