Rewards for
Living Well

Everything You Already Love and More

The CareCredit® Rewards™ Mastercard® was designed with your health and wellness in mind. Continue to use it in the CareCredit Network or, now, for everyday purchases everywhere Mastercard is accepted. Plus, earn points you can redeem for rewards. The choice is yours!

CareCredit MasterCard

Promotional Financing:

Continue to enjoy promotional financing* on purchases of $200 or more at CareCredit enrolled Provider and select retail locations in the CareCredit Network.

At an enrolled Provider? Be sure to let them know you are paying with CareCredit.

Earn 2X points*
for every $1 spent on purchases through 6/30/19:

Health & Wellness

Grocery Stores

Pet Stores


Earn 1 point for every $1 on purchases everywhere else Mastercard is accepted.*

Redeem for Rewards

Now, There's a More Rewarding Way To Enjoy Every Day

The CareCredit Rewards Mastercard gives you the ability to earn points you can redeem for rewards.* And with an entire catalog of reward options, it will be tough to decide what to choose first.

How it Works

Whether you want a family vacation or a shopping trip, CareCredit offers many reward options, including:

Statement Credits


Gift Cards


Points Calculator

When you slide the points calculator below you will see how your spending adds up quickly into points you can redeem for rewards.

Estimate spend 2x points in
CareCredit Health & Wellness Groceries Pets

Estimate spend 1x point Everywhere Else Mastercard is accepted:

What can I redeem my points for?*

1,000 Points = $10 Reward

2,500 Points = $25 Reward

5,000 Points = $50 Reward

10,000 Points = $100 Reward

Mastercard Benefits

Receive these Mastercard benefits with your CareCredit Rewards Mastercard:

  • Extended Warranty (1 Year)

    Doubles the original manufacturer’s and store brand/purchased warranty, where each is 12 months or less, for a total of up to 24 months. Coverage is for eligible items purchased with your CareCredit Rewards Mastercard.

  • Mastercard ID Theft Protection™ provided by CSID®

    If someone steals your identity, Identity Theft Resolution Services helps you restore it. Full-service restoration can help you reduce the personal time required to resolve the situation and can help eliminate out-of-pocket expenses. Also included is Mastercard Identity Theft Alerts®, a service provided at no charge offered only by CareCredit Rewards Mastercard. You are alerted if the service detects that your personal information is being bought or sold online.

  • Price Protection

    Should you find a lower price for a new item within 60 days from the date of purchase using your CareCredit Rewards Mastercard, you may be reimbursed for the price difference.


  • Is there an annual fee for the CareCredit® Rewards™ Mastercard®?

    No. Your CareCredit® Rewards™ Mastecard® carries no annual fee.*

  • How do I know how many CareCredit® Rewards™ Mastercard® Points I have earned?

    Once you have activated your card, a Rewards Points summary is included on your monthly billing statement. You can also check your point balance online by visiting and logging in to access your account summary and manage your rewards.

  • How can I redeem my points?

    Once you have earned enough points for a reward, redeeming is simple. Visit and log in to manage and redeem your rewards. See Contact Us for information on whom to contact for questions.

  • What can I redeem my points for?

    Points can be redeemed for rewards such as statement credits, gift cards, merchandise and travel. Select from Rewards available at the time of redemption. Rewards are subject to change. Visit to manage and redeem your points.

  • What is included in the Health & Wellness category?

    The Health & Wellness category includes: Healthcare, drug stores & pharmacies, gym memberships, sporting goods stores, bicycle shops, health & beauty shops, and more!

    (Note: Transactions will be identified in only one category. For information about how transactions are identified, see Reward Terms.)

Click here for additional FAQs.

*Purchases subject to credit approval and CareCredit Rewards Mastercard must be used as pay type:

2X Points Offer: Qualifying purchases made with your card through 6/30/19 will earn 2 Rewards Points per dollar spent in lieu of the points you will earn as set forth in your Rewards Program Terms. Allow up to two billing cycles from offer end date for Rewards Points to post to your account.

CareCredit Network: See for enrolled Provider and select retail locations.

Promotional Financing: Minimum monthly payments required. See for details.

Rewards: See your Rewards Program Terms at for details. Reward points required for redemption are subject to change.

Mastercard Benefits: For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372) or click here. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Extended Warranty and Identity Theft Resolution Services Coverage are provided by New Hampshire Insurance Company, an AIG company, and Price Protection Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only. To bring you Mastercard ID Theft Protection, Mastercard has partnered with CSID, an industry leader in identity and fraud detection. CSID is a registered trademark of CSIdentity Corp.

CareCredit Rewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. © 2018 CareCredit, LLC. All rights reserved.

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