Healthcare financing made easy

From getting started to getting paid, accepting the CareCredit credit card is simple, flexible and friendly—and we’re here to help.

Healthcare worker showing patient CareCredit
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Sign up to accept CareCredit
Sign up to accept CareCredit icon

1 STEP 1

Enroll to accept CareCredit

Fill out a quick form, talk to a member of our team about your exact needs, and we'll get you signed up.
We'll explain the program and processing fees and help you choose the financing options that work best for your business.

Promote to patients
Promote to patients icon

2 STEP 2

Promote to your patients or clients

Use our marketing materials and digital tools to make it easy to promote CareCredit wherever you communicate - from waiting rooms and websites to email and mobile devices.

Patients and clients apply and pay
Patients and clients apply and pay icon

3 STEP 3

Your patients or clients apply and pay

Patients or clients can see if they prequalify for the CareCredit credit card, apply, and pay right away - all on their mobile device. They just scan your custom QR code or click your link - it's that easy.

You get paid in 2 business days
You get paid in 2 business days icon

4 STEP 4

You get paid in 2 business days

When your patient or client pays with CareCredit, you get paid directly with no risk or recourse if they delay or default.* We manage it for you so you can focus on care.

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A range of friendly, flexible financing options.

Your patients or clients will have a way to help fit care into their budget, and they can see if they prequalify with no impact to their credit bureau score

 
No Interest Icon
No Interest if
Paid in Full
On qualifying purchases for 6, 12, 18, or 24 months
View details
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Low Interest Icon
Reduced APR with Fixed Monthly Payments
On qualifying purchases for 24, 36, 48, or 60 months
View details
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No annual fee
 
No prepayment penalty
 
No hidden fees
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Promotional Financing Options

Let’s get down to the details.

No Interest if Paid in Full

 

On qualifying purchases of
$200 or more

 

within 6 months

 

within 12 months

 

within 18 months

 

within 24 months

 

No interest is charged if the promo balance is paid in full within the promo period. Minimum monthly payments required.

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Reduced APR with Fixed Monthly Payments

 

On qualifying purchases of
$1000 or more

 

17.90% APR for 24 months

 

18.90% APR for 36 months

 

19.90% APR for 48 months

 

On qualifying purchases of
$2500 or more

 

20.90% APR for 60 months

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Tailored to your industry

With 260,000+ provider and retail locations, CareCredit helps boost business for providers across the healthcare industry.

Ready to help more patients and clients get the care they want and need?

Ready to help more patients and clients get the care they want and need?

* Subject to the representations and warranties in the Agreement with Synchrony.