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Acne Treatment Cost and Dermatology Financing

If you have severe acne, it may be time to try acne treatment. Learn about the cost of acne treatment and how financing can help you get the treatment you need.

Posted February 23, 2021

Man looking at his reflection as he applies facial skincare

From one-time breakouts to moderate or severe acne, the cost of treating pimples and clogged pores can add up. This guide to acne treatment costs and dermatology financing can help you plan and budget for your skin care needs.

How much do acne treatments cost?

The average cost of acne treatments depends on the type and severity of the acne. Non-inflammatory acne, including blackheads, whiteheads and skin breakouts, usually responds well to over-the-counter acne treatments. Inflammatory acne, which includes large, pus-filled cysts, nodules and inflammation, is a more severe acne, and more likely to result in acne scars and may require more extensive treatment. A dermatologist can examine the extent of your acne and recommend the most effective acne treatment for your skin.

The average cost of over-the-counter acne treatments  — like cleansers, toners and non-prescription medicated lotions containing benzoyl peroxide or salicylic acid — is about $30 – $60 or more per month.1 Prescription acne treatments, such as oral antibiotics and topical creams, can cost $45 – $200 per month,1 which usually includes a doctor visit. Additional costs can include ongoing maintenance treatments to help keep skin and pores clear and minimize breakouts.

How much does acne scar treatment cost?

Once acne has cleared, some patients opt to undergo acne scar removal treatments to reduce the appearance of acne scars. These can include cosmetic procedures like microdermabrasion and chemical peels, which can cost about $1001 or more per session, depending on the number of acne scar treatments. Laser treatment for acne scars cost can be $200 or more.2

Does insurance cover acne treatments?

Some health insurance companies may cover the cost of prescription acne treatments and dermatology appointments. Your out-of-pocket costs would depend on your deductible, copay or coinsurance. Some skin care procedures to treat acne scars are considered cosmetic treatments and are not covered by insurance. Contact your insurance company for information about your specific coverage and benefits.

How can I finance and pay for acne treatments?

Some dermatologists may offer payment plans for in-office treatments, like skin resurfacing or may offer package deals for multiple sessions. A credit card is also a way to finance acne treatment costs. If acne treatments require prescription medication, see if a generic version or a prescription discount program like Good RX could help you save money.

Can I use my CareCredit credit card to pay for acne treatments?

Yes, you can use your CareCredit credit card to finance the cost of acne treatments as well as dermatology appointments, skin care procedures, prescription and over-the-counter acne treatments at locations in the CareCredit network.* With CareCredit, you can use your card again and again to pay for multiple acne treatments. Use the Acceptance Locator or download the CareCredit Mobile App to find a dermatologist near you that accepts CareCredit.

* Subject to credit approval.

The information, opinions and recommendations expressed in this content are for informational purposes only. Information has been obtained from sources generally believed to be reliable. However, because of the possibility of human or mechanical error by our sources, or any other, Synchrony and any of its affiliates, including CareCredit, (collectively, “Synchrony”) does not provide any warranty as to the accuracy, adequacy, or completeness of any information for its intended purpose or any results obtained from the use of such information. The data presented was current as of the time of writing. Please consult with your individual advisors with respect to any information presented.

Sources:

1 “How much do acne treatments cost?” Costhelper, https://health.costhelper.com/acne-treatments.html, accessed Sept. 14, 2020

2 “Laser Treatment for Scars: What You Should Know,” Valencia Higuera, Healthline, updated July 24, 2018, https://www.healthline.com/health/laser-treatment-for-scars