Children's Hearing Aids Cost and Financing

More than 3 million children in the U.S. have hearing loss. A Behind-The-Ear with earmold style is commonly used for children because the BTE can be reprogrammed as needed and the earmold can be replaced as the child grows.¹ Below we dive into the cost of children’s hearing aids, if children’s hearing aids are covered by insurance and how financing can help.

How much do hearing aids cost for children?

The costs of children’s hearing aids vary widely based on the device and level of technology but generally speaking they range in cost from $1,000 to $6,000 a pair.² The two biggest factors effecting the cost of hearing aids are features and professional services associated with the selection, fitting, adjustments and overall maintenance of the hearing device.

What do children’s hearing aids cost with insurance?

Hearing aids for kids are generally not covered by medical insurance, though insurers sometimes offer plans that include coverage for hearing tests and fittings. You should check with your insurance provider to see what coverage may be available. Currently there are about 23 states that mandate health insurance companies provide full or partial hearing aid coverage for children.³ If you live in a state that mandates coverage you’ll have to do a little research to find out how much is covered and how often a claim can be made, as well as other qualifiers for coverage. You can also check with your hearing care provider or audiologist to see what may be covered.

How can I pay for children’s hearing aids?

If you are looking to purchase children’s hearing aids and don’t have private medical insurance, live in a state where coverage is mandated, or need a way to pay for co-pays, deductibles or other out-of-pocket costs there are several payment options you can consider. If you have the funds readily available, of course you can tap into your savings. You may also be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the procedure. You can also research organizations that may provide hearing aids for children who have limited financial resources. If you are interested in paying over time, some hearing aid providers may extend credit to patients through their practice where patients would receive bills from, and pay the provider directly. Almost all accept general purpose credit cards and many accept the CareCredit credit card, which may be a convenient way to pay for your childs hearing aids.

Can I use my CareCredit credit card to pay for children’s hearing aids?

Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance children’s hearing aids and other hearing care or products. The benefit of using a CareCredit credit card for hearing aids is the opportunity to use promotional financing.* If approved, you can purchase the hearing aids your child needs now without having to wait while you save the required funds. You can also use your CareCredit card again and again to pay for other healthcare, dentistry and hearing care needs as credit becomes available. Use the Acceptance Locator or download the CareCredit Mobile App to find a nearby audiologist that accepts the CareCredit credit card.