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Nebulizer Cost and Financing

Learn how nebulizers work, average costs for the different types of devices and how to finance your nebulizer if insurance doesn’t cover the cost.

Posted February 02, 2022

Woman sitting on sofa, applying nebulizer to face

A nebulizer is a piece of medical equipment that turns liquid medicine into a very fine mist allowing it to be inhaled through a face mask or mouthpiece.1 This method immediately delivers the medicine straight into the lungs and respiratory system where it is needed. Nebulizers can be either smaller, portable models that can be carried when out or larger home models designed to sit on a tabletop and plug into the wall.

Below we dive into the cost of nebulizers, if insurance covers them and how financing can help.

How much does a nebulizer cost?

The average cost of a nebulizer ranges from $50, not including accessories.1 Some hospitals, urgent care clinics and pharmacies will allow a

Does insurance cover a nebulizer?

Nebulizer equipment is usually covered by insurance.1 The exact amount of coverage and what out-of-pocket costs you will pay depends on many factors including your private medical insurance plan and provider, your annual deductible and co-pay requirements.

Check with your plan provider to determine your specific benefits.

How can I pay for a nebulizer?

If you are looking to pay for a nebulizer and don’t have insurance or if you need a way to pay for co-pays, deductibles or other out-of-pocket costs, there may be several payment options you can consider.

You may be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the nebulizer.

If you are interested in paying over time, your medical equipment provider probably accepts general-purpose credit cards and you may want to ask if they also accept the CareCredit credit card.

Can I use my CareCredit credit card to pay for a nebulizer?

You can use your CareCredit credit card at locations within the CareCredit network to finance a nebulizer or other medical equipment and supplies*. The benefit of paying with a CareCredit credit card is the opportunity to take advantage of promotional financing*. You can use your CareCredit card again and again to pay for other health and wellness needs as credit becomes available. Use the Acceptance Locator or download the CareCredit Mobile App to find a medical equipment provider near you who accepts the CareCredit credit card.

The content is subject to change without notice and provided solely for your convenience. You are urged to consult with your individual advisors and/or medical providers with respect to any information presented. Neither Synchrony nor any of its affiliates, including CareCredit, make any representations or warranties regarding this content and accepts no liability for any loss or harm arising from the use of the information provided. Your receipt of this information constitutes your acceptance of these terms and conditions.

* Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

Sources:

1 "Nebulizer," https://www.webmd.com/asthma/guide/home-nebulizer-therapy, March 26, 2020, accessed October 10, 2021.