Sleep Center Consultation Cost and Financing

Sleep centers help detect and treat chronic sleep disorders. These sleep disorders may include:¹

• Problems staying asleep or falling asleep
• Sleep apnea
• Walking and talking while asleep
• Severe snoring
• Narcolepsy
• Sleepwalking
• Insomnia

An initial consultation at a sleep center usually starts with a comprehensive evaluation in which a sleep specialist will review your medical history and listen to your concerns about your sleep and health.¹

Based on your consultation and physical examination the sleep specialist will discuss the best diagnostic and treatment options for you and answer any initial questions you may have. Depending on your symptoms, you may be prescribed an overnight sleep study to measure the amount and quality of your sleep and to identify any abnormalities you may be experiencing.¹

Below we dive into the cost of a sleep center consultation, if insurance covers it and how financing can help.

How much does a sleep center consultation cost?

The average cost of a sleep center consultation is $150 to $350.² And an overnight sleep study can range from $1,000 – $3,000.² The costs of consultations and exams can vary based on the center and the region or area where it is located.

Does insurance cover a sleep center consultation?

Many health insurance plans may cover a sleep center consultation.

The exact amount of coverage and what out-of-pocket costs, if any, you will pay depends on many factors including your private medical insurance plan and provider, your annual deductible, co-pay requirements, as well as whether you are seeking services in or out of network.

Check with your plan provider to determine your specific benefits.

How can I pay for a sleep center consultation?

If you are looking to pay for a sleep center consultation and don’t have insurance or if you need a way to pay for co-pays, deductibles or other out-of-pocket costs, there are several payment options you can consider.

You may be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for it.

If you are interested in paying over time, almost all providers accept general-purpose credit cards. Many also accept the CareCredit credit card, which may be a convenient way to pay for a sleep center consultation.

Can I use my CareCredit credit card to pay for a sleep center consultation?

You can use your CareCredit credit card at locations within the CareCredit network to finance your sleep center consultation or other healthcare expenses. The benefit of using a CareCredit credit card is the opportunity to use promotional financing.* You can use your CareCredit card again and again to pay for other health and wellness needs as credit becomes available. Use the Acceptance Locator or download the CareCredit Mobile App to find a provider near you who accepts the CareCredit credit card.