Tinnitus retraining therapy cost and financing

Tinnitus Retraning Therapy (TRT) is a tinnitus treatment option involving learning how to manage tinnitus or "ringing ears" on a conscious and subconscious level.¹ The technique has helped many people suffering from tinnitus to achieve stress reduction and a better quality of life. The object is the elimination of the patient's anxiety, so that the tinnitus is no longer perceived as a danger, thus diverting the concentration away from the tinnitus noise. The end goal is complete habituation of the noise. The duration of the treatment varies depending on the treatment facility involved.¹ Below we dive into the cost of tinnitus retraining therapy, if insurance covers the therapy and how financing can help.

How much does tinnitus retraining therapy cost?

The cost of tinnitus retraining therapy varies based on the needs of the tinnitus patient. There is usually an initial evaluation cost, hearing test and the counseling fee for the duration of the therapy.

Is tinnitus retraining therapy covered by insurance?

Tinnitus retraining therapy is usually not covered by private medical insurance or Medicare because it is considered investigational or an experimental therapy.

How can I pay for tinnitus retraining therapy?

If you are interested in tinnitus retraining therapy there are several payment options you can consider. If you have the funds readily available, of course you can tap into your savings. You may also be able to use a tax-free Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for the procedure. If you are interested in paying over time, it’s important to know very few providers extend credit to patients through their practice where patients would receive bills from, and pay the provider directly. Almost all accept general purpose credit cards and many accept the CareCredit credit card, which may be a convenient way to pay for the procedure.

Can I use my CareCredit credit card to pay for tinnitus retraining therapy?

Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance tinnitus retraining therapy or other hearing health care treatments. The benefit of using a CareCredit credit card is the opportunity to use promotional financing.* If approved, you can pay for the care you need immediately. You can also use your CareCredit card again and again to pay for other health, wellness and hearing care needs. Use the Acceptance Locator or download the CareCredit Mobile App to find a nearby audiologist that accepts the CareCredit credit card.